TO KNOW

93% Approval Rate

SIMPLE, FAST and WITHOUT SURVEY

Ultra-fast loan endorsement solutions

Obtain a cash advance ranging from $300 to $1,500 to respond to any financial emergency.

WHO WE ARE

Personalized loans to meet your goals

Prêts Éclair offers you the fastest and simplest solution to get your finances back on track.

Apply online for a loan endorsement from $300 to $1,500 today.

3 simple steps

Submit your application online in just a few clicks.

Bank transfer

Upon approval, receive your money within the hour.
about 4 1

10+

years of experience

Speed

Online application

Unlike traditional loan applications, you can apply in just a few minutes with no documents required.

Approval of your application

No credit check is required, regardless of your credit score. Fast and simplified process thanks to IBV (Instant Banking Verification).

Enjoy your money

Benefit from the speed of lightning for depositing money into your bank account to meet any emergencies.

Hundreds of clients trust Prêts Éclair.

  • $300 to $1500
  • Best available rate
  • Ultra fast application
  • Impeccable customer service
  • 100% secure process
  • Quebec-based company

Our fast loans

Offering customized endorsement solutions for every situation

Husband and wife buying a car

Loan $300

Need a $300 boost? Get it quickly with our express loan service. Simple, quick and hassle-free!

Husband and wife

Loan $500

Is something unexpected preventing you from achieving your goals this month? Quickly get $500 to overcome it.

Family having fun

Loan $750

Need $750 quickly? Our express loan service has you covered. Get the money you need without delay!

services

Loan $1000

Urgently need money? Get $1000 quickly with our simple, fast and hassle-free loan service. No warranty needed.

services

Loan $1250

Quickly access $1,250 for your immediate financial needs. Get the help you need without complications or waiting.

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Loan $1500

Free yourself from your debts with our $1,500 loan! Get fast financial support to realize your projects today.

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PLANIFIEZ VOTRE TAUX

Combien souhaitez vous recevoir pour votre prêt?

Plongez dans l'expérience Prêts Éclair, où l'accès rapide et simple à des prêts allant de 300$ à 1500$ est garanti. Notre processus de demande en ligne simplifié et nos taux d'approbation élevés offrent une flexibilité financière pour répondre à toute urgence ou dépense imprévue.

$300 $1500
1 Months 12 Months

Pay Monthly $

Term of Use Months

Total Pay Back $

Appliquez maintenant
*Ces données sont fournies simplement à titre indicatif et le résultat final peut dépendre de plusieurs facteurs.
loan calculator 1 1 1

98%

Clients Satisfaits

LOAN CALCULATOR

Your financial peace of mind guaranteed

Immerse yourself in the Prêts Éclair experience, where quick and easy access to loan endorsements from $300 to $1,500 is guaranteed. Our streamlined online application process and high approval rates offer financial flexibility to meet any emergency or unexpected expense.

Instant customized loan

* The following examples are provided for illustrative purposes and may vary slightly.

Your Loan

Terms:

Number of payments:

Interest Rate:

Total amount

loan calculator 1 1

98%

Satisfied Clients

benefit 2 3

Our advantages

You benefit from financial relief thanks to Prêts Éclair

  • Ultra fast application
  • Instant decision
  • Transfer in 2 minutes (24/7)

No more endless waiting! Our online application process is quick and intuitive. Available 24/7, you can easily submit your request anytime, anywhere.

benefit 2 2
  • Quick application in less than 5 minutes
  • Processus 100% confidential and secure process
  • Available 24/7 for emergencies or unexpected situations.

Our approval system heavily relies on IBV (Instant Banking Verification) technology, which accelerates the process. You'll receive an immediate response regarding your approval. This allows you to obtain the funds you need instantly, without the usual delays. We handle all the steps for you, letting you stay focused on what matters most.

benefit 2 2
  • Utilization of IBV (Instant Banking Verification) technology
  • Receive your response instantly
  • No documents are required

Once your request is approved, your cash advance will be transferred directly via Interac e-Transfer in less than 2 minutes, no matter the time of day. This flexibility allows you to react quickly and effectively to any situation.

benefit 2 2
  • Your money received in 2 minutes
  • Interac e-Transfer directly to your account
  • No hidden fees

FAQ

What are the eligibility requirements?

Be 18 years or older, have a recurring basic income, be a Canadian resident, and not be in bankruptcy or consumer proposal proceedings.

How long will it take to find out if I am accepted?

Once your application is completed, if you meet our 4 basic criteria, you will receive a response within the next business hour. Please note that during high volume periods, response times may be longer.

How can I apply for a loan with you?

You can apply directly on our website using our online application form, or by phone with an advisor at 581-745-8736.

What are the amounts I can borrow?

Regardless of your credit history, at Prêts Éclair, we offer loans ranging from $300 to $1500. Our goal is to provide you quick access to the funds you need, no matter your financial profile.

I have a poor credit score, can I still get a cash advance?

At Prêts Éclair, we understand the financial challenges that everyone can face, regardless of their credit score. Our flexible financing solutions are not limited to a good credit score. Even with less-than-ideal credit, you may still be eligible for a quick loan. We assess your application comprehensively, taking various factors into account to provide you with the best possible solution.

When am I eligible for a renewal?

To find out the renewal conditions for your loan, simply refer to your loan agreement. Typically, once you have repaid your current loan according to the agreed terms, you may consider renewing it to access additional funds. Contact us directly for specific information regarding your situation and available renewal options.

What is Instant Banking Verification (IBV)?

Instant Banking Verification is a tool used by financial institutions to access information about individuals' bank accounts and transactions when applying for a loan. For us, this process verifies your identity and obtains a secure copy of your bank statements, speeding up the assessment of your application. It's important to note that this data is not stored once the verification is complete.

What reasons could my application be declined for?

Submitting incomplete or incorrect information. Having a fluctuating income or being self-employed. Having a history of bounced payments due to insufficient funds in your bank account or inability to make payments.

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