GOOD TO KNOW

93% Approval Rate

SIMPLE, FAST & WITHOUT SURVEY

Loan Solution

ultra fast

Obtenez une avance de fonds allant de 300$ à 1500$ afin de répondre à n’importe quelle urgence financière.

WHO WE ARE

A personalized service to meet your goals

Prêts Éclair offers you the fastest and simplest solution to get your finances back on track.

As a co-borrower, we help you find the loan that best suits your situation.

3 simple steps

Submit your application online in just a few clicks.

Bank deposit

Following your approval, receive your money within the hour.
about 4 1

10+

Years of experience

Speed

Online application

Unlike traditional loan applications, you can apply in just a few minutes, and no documents are required.

Approval of your application

No credit check is required, regardless of your credit score. A fast and simplified process thanks to L'IBV.

Enjoy your money

Take advantage of lightning-fast money deposits into your bank account to handle any emergencies.

Hundreds of customers trust Prêts Éclair.

  • $600 to $2100
  • Best available rate
  • Ultra-fast application
  • Impeccable customer service
  • 100% secure process
  • Québécois company

FAST LOANS

To provide everyone with peace of mind and financial freedom

Husband and wife buying a car

$600 loan

Need a $600 boost? Get it quickly with our express loan service. Simple, quick and hassle-free!

Husband and wife

$900 loan

Is something unexpected preventing you from achieving your goals this month? Get $900 quickly to overcome your financial obstacles.

Family having fun

$1200 Loan

Need $1200 quickly? Our express loan service has you covered. Get the money you need without delay!

services

1500$ Loan

Urgently need money? Get $1500 quickly with our simple, fast, hassle-free loan service. No warranty needed.

services

$1800 loan

Quickly access $1800 for your immediate financial needs. Get the help you need without complications or waiting.

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$2100 Loan

Free yourself from debt with our $2100 loan! Get fast financial support to realize your projects today.

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PLANIFIEZ VOTRE TAUX

Combien souhaitez vous recevoir pour votre prêt?

Plongez dans l'expérience Prêts Éclair, où l'accès rapide et simple à des prêts allant de 300$ à 1500$ est garanti. Notre processus de demande en ligne simplifié et nos taux d'approbation élevés offrent une flexibilité financière pour répondre à toute urgence ou dépense imprévue.

$300 $1500
1 Months 12 Months

Pay Monthly $

Term of Use Months

Total Pay Back $

Appliquez maintenant
*Ces données sont fournies simplement à titre indicatif et le résultat final peut dépendre de plusieurs facteurs.
loan calculator 1 1 1

98%

Clients Satisfaits

CALCULATEUR DE PRÊT

Votre tranquilité financière garantie

Plongez dans l'expérience Prêts Éclair, où l'accès rapide et simple à un endossement de prêts allant de 300$ à 1500$ est garanti. Notre processus de demande en ligne simplifié et nos taux d'approbation élevés offrent une flexibilité financière pour répondre à toute urgence ou dépense imprévue.

Instant loan
tailor made

* The following examples are provided for reference and may vary slightly.

Your loan

Conditions :

Number of payments :

Interest rate

Payment amount

loan calculator 1 1

98%

Clients Satisfaits

benefit 2 3

OUR ADVANTAGES

You benefit from financial relief with Prêt Éclair.

  • Ultra-fast application
  • Decision within the hour
  • Same-day transfer

No more endless waiting! Our online application process is fast and intuitive. Available 24/7, you can submit your request easily, wherever you are and whenever you want.

benefit 2 2
  • Fast application in less than 5 minutes
  • 100% confidential and secure process
  • Available 24/7 for emergencies or unexpected events.

Our approval system is largely based on IBV technology (instant bank verification), which speeds up the process. You will receive an immediate response regarding your approval. This way, you can get the funds you need instantly, without the usual delays. We handle all the steps for you, allowing you to stay focused on what matters.

benefit 2 2
  • Use of IBV technology
  • Receive an ultra-fast response
  • No documents required

Once your request is approved, your cash advance will be transferred directly via Interac e-transfer in less than 2 minutes, regardless of the time of day. This flexibility allows you to respond quickly and effectively to any situation.

benefit 2 2
  • Same-day transfer
  • Interac e-transfer directly to your account
  • No hidden fees

FAQ

What are the eligibility requirements?

Be 18 years or older, earn a minimum income of $1500 per month, be a Canadian resident, and not be in the process of bankruptcy or a consumer proposal.

How long will it take to know if I'm accepted?

Once your application is completed, if you meet our 4 basic criteria, you will receive a response within the next business hour. Please note that during high traffic periods, response times may be longer.

How can I apply for a loan with you?

You can apply directly on our website using our online application form or by phone with a consultant at 1 (844) 697-2898.

What amounts can I borrow?

Regardless of your credit history, at Prêt Éclair, we help you obtain financial assistance ranging from $400 to $2100. Our goal is to provide you with quick access to the funds you need, no matter your financial profile.

I don't have a good credit score, can I still get a cash advance?

At Prêts Éclair, we understand the financial difficulties everyone can face, regardless of their credit score. Our flexible financing solutions are not limited to those with a good credit score. Even with a less-than-ideal credit score, you may still be eligible for a quick loan. We evaluate your request holistically, considering various factors to offer you the best possible solution.

When am I eligible for a renewal?

You are eligible when 20% of your initial loan amount remains. To know the renewal conditions of your loan, simply refer to your loan agreement. Typically, once you've repaid your current loan according to the agreed terms, you can consider renewing it to obtain additional funds. Contact us directly for specific information regarding your situation and available renewal options.

What is Instant Bank Verification (IBV)?

Instant Bank Verification (IBV) is a tool used by financial institutions to access information about the accounts and transactions of individuals applying for a loan. For our part, this process allows us to verify your identity and obtain a secure copy of your bank statements, thus speeding up the analysis of your file. It is important to note that this data is not retained once the verification is complete.

What reasons could lead to my application being rejected?

Submitting incomplete or incorrect information, having fluctuating income or being self-employed, or having a history of rejected payments due to insufficient funds in your bank account or inability to repay.

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